Cookie policy

Effective 2026-08-24.

Cookies we use

• Google Analytics 4 (_ga, _ga_FCMYX2X8LK): aggregate usage measurement. First-party cookies set by gtag.js; retained up to ~13 months by Google's defaults. For visitors in the EEA/UK/Switzerland these do not activate — Google Consent Mode defaults analytics storage to "denied" for those regions.
• No advertising, social, or cross-site tracking cookies are used. The underwriter calculator stores nothing between visits.

Managing cookies

Every browser can block or clear cookies (see your browser's privacy settings); the site functions fully without them. Google also provides a GA opt-out add-on.